(Rs.1 Lakh Loan) Atmanirbhar Gujarat Sahay Yojana 2020 Apply Online, Atmanirbhar Gujarat Sahay Yojana (AGSY) 2020 Apply Online Form [Rs. 1 Lakh Loan at 2% Interest, ATMA NIRBHAR GUJARAT SAHAY YOJANA (AGSY) | LOAN AMOUNT, INTEREST, PERIOD, HOW TO APPLY (ONLINE REGISTRATION FORM,.
Atmanirbhar Gujarat Sahay Yojana (AGSY) 2020 application / registration form through online mode soon, apply at official website for Rs. 1 Lakh Loan at 2% interest, check beneficiaries list, who are eligible, loan amount & complete details
Gujarat government has launched Atmanirbhar Gujarat Sahay Yojana to provide Rs. 1 lakh loan at 2% interest rate scheme. This is state govt’s helping hand in the form of Rs. 5000 crore package for people. It includes small businessmen, skilled workers, autorickshaw owners, electricians and others whose economic activities have been disrupted due to the ongoing COVID-19 lockdown.
The state government of Gujarat will pay another 6% interest to banks giving loan under the Atmanirbhar Gujarat Sahay Yojna (AGSY) targeted at small businessmen.Govt set to give Rs. 1 Lakh Loan at 2% Interest for 3 years in Atmanirbhar Gujarat Sahay Yojana. The Central Government has launched Atmanirbhar Sahay Yojana (AGSY) to provide financial assistance to medium and small-scale industries in times of Coronavirus infection.
The Government of Gujarat has announced a package of 5000 crores for industries in the state. Under this, Atmanirbhar Gujarat Sahay Yojana 2020 has been started under which a loan of one lakh rupees will be provided for one year at 2% interest rate. Small businessmen, skilled workers, autorickshaw owners, electricians and other people will be included in this scheme.
Atmanirbhar Gujarat Sahay Yojana 2020
The Atmanirbhar Gujarat Yojana has been announced to provide guarantee-free loans to small businessmen, skilled laborers, autorickshaw owners, electricians, and small and medium industries in the MSMEs sector. Under this scheme, financial assistance will be provided to the industries, who are suffering during the time of Corona virus infection.
“Atmanirbhar Gujarat Sahay Yojana” as been launched by the Gujarat Government. The scheme aims to provide an interest subsidy, a moratorium as well as a collateral free loan of up to Rs 1 lakh. All the above facilities has been launched for over a million small traders, street-vendors and small professionals in the state. Gujarat government has a target of lending around Rs 5000 crore via the loan that carries a tenure of 3 years.
Gujarat govt. has announced Atmanirbhar Gujarat Sahay Yojana in which lower middle income group can avail guarantee-free loan of upto Rs. 1 lakh from banks. This loan amount will be provided at an annual interest rate of 2% as it seeks to help them get back to normal life disrupted by the Coronavirus lockdown. Moreover, govt. will also pay another 6% interest to banks giving loans under the scheme.
Highlights of Aatma Nirbhar Gujarat Sahay Yojana
Here are the important features and highlights of the new scheme:-
|1||Name of the Scheme||Atmanirbhar Gujarat Sahay Yojana|
|2||Launch Date||14 May 2020|
|4||Article Category||Application / Registration Form|
|6||Beneficiaries||Small businessmen, skilled workers, auto-rickshaw owners, electricians, barbers|
|7||Major Benefit||Loans at lower interest rate|
|8||Loan Amount||upto Rs. 1 lakh|
|9||Interest Rate||2% per annum|
|10||Loan Tenure||3 years|
|11||Repayment of Principal and Interest||6 months after loan sanction date|
|12||Parent Scheme||Aatmanirbhar Bharat Abhiyan|
|13||Launched By||CM Vijay Rupani|
Atmanirbhar Gujarat Sahay Yojana | Rs. 1 Lakh Loan @ 2% Interest
- Rs. 1,00,000/- Loan provided Co-Operative Bank, Credit Society & District Bank
- Only Based on Application done to bankers no additional documents submission
- Unsecured Collateral Free Loan
- The loan shall be available @ 2% Per Annum Interest Rate
- 6% Interest shall be borne by State Government
- 6-month Moratorium – No interest + Principal payable during that period
- 3 Years Loan Period
- Quantum of Assistance:- 5000 Crore
Who can take advantage of Atmanirbhar Sahay Yojana?
Here we have provided the list of those people for whom the Atmanibhar Gujarat scheme has been started:
- Small businessman
- Skilled workers
- Autorickshaw owner
- Low income people
At the time of the corona virus infection, many states including Delhi have taken the initiative to provide 5,000 to such people. Gujarat is of the opinion that such a small amount will not make his life normal.
Collateral Free Loans
Approximately 10 lakh such beneficiaries will be given loan of Rs. 1 lakh each from banks at just 2% annual interest to start their lives afresh under Atmanirbhar Gujarat Sahay Yojana. All the loans will be provided on the basis of application and no guarantee will be required. Gujarat govt. will pay remaining 6% interest on loan to banks.
The tenure of such loans will be of 3 years and re-payment of principal and interest will start after six months of sanction of loan amount. The state government has come up with this scheme after discussion with district, scheduled and cooperative banks. Furthermore, the state government will come out with detailed information on AGSY in a few days and loan will be made available to all those who are in need of it.
Atmanirbhar Gujarat Sahay Yojana, How to Apply, Online Registration, Official Website
Very soon, eligible beneficiaries will be able to apply (probably via filling online registration form). At this time, there is not much clarity as the official website of this scheme is not live yet. However, it is expected to be made available very soon and the registration process will start.
Till then, we advise all the interested people to stay tuned. We will update the detailed process in this very article as soon as more information is released.
Who are Aatm Nirbhar Gujarat Sahay Yojana Beneficiaries
The state government has launched Atmanirbhar Gujarat Scheme for the following group of people as mentioned below:-
A) Small businessmen
B) Skilled Workers
C) Autorickshaw owners
F) Other people with lower income
Various other states like Delhi has declared assistance of Rs. 5,000 or so to such people. The state govt. of Gujarat has an opinion that such a small amount will not bring their life back of normal.
Aatmanirbhar Gujarat Sahay Yojana Apply Online Form
Just like other loan schemes, the state govt. of Gujarat will invite Aatmanirbhar Gujarat Sahay Yojana online application form. These applications may be invited through the Gujarat govt. official website or a new dedicated portal. People will have to make registration for this scheme by filling Atmanirbhar Gujarat Sahay Yojana apply online form. As soon as the online application process will start, we will update it here.
This AGSY scheme aims to benefit small businessmen and cross section of people falling under the lower middle income group. As per the Aatmanirbhar Gujarat Sahay Yojna, loan tenure will be of 3 years and payment of installments will begin after 6 months of loan disbursal. Earlier on 13 May 2020, central govt. has launched Aatm Nirbhar Bharat Abhiyan (self reliant India campaign).
We hope that you will definitely find information related to Atmanirbhar Gujarat Sahay Yojana beneficial. In this article, we have tried to answer all the questions you ask.
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